[SINGAPORE] Singaporeans are swiping their cards more often across the Causeway, turning Johor into a second home for dining, shopping and everyday hauls.

Fresh figures from UOB show that Johor accounts for nearly half of all credit card spend by its Singapore customers in Malaysia in the first half of 2025.

Transactions are up sharply even as the average ticket size dips, suggesting consumers are crossing more often and buying more frequently – whether for hotpot, groceries or clothes.

UOB’s internal data showed that 80 per cent of trips to Johor by its Singapore-issued cardholders in H1 2025 were day trips, with each cardholder spending more than S$100 on average, said Jacquelyn Tan, the lender’s head of group personal financial services.

She was speaking in Johor Bahru at the launch of UOB’s cross-border rewards redemption programme, which for the first time allowed Singapore-issued cardholders to redeem bill offsets in Johor.

Here are five takeaways from the data: